Starting a strict budget and becoming a responsible adult is exhausting. You are more than likely going to snap. When you do, you are going to yell “EFF the world! I don’t care if we’re in debt until we’re 70, we’re going to live like a normal, civilized American!!!” and proceed to wreck your entire budget by throwing cash around like a drunk sailor finally arriving at a port of call. If this happens (which it most likely will), IT’S OKAY. To get through this period of the journey, take some advice: as long as you’re spending like a drunken sailor, you might as well drink like one too.